Yes, when you first fill out your application, Sunnova will perform a soft credit check to help verify your identity and determine your eligibility for a solar energy plan.
There are two types of credit inquiries: a soft inquiry and a hard inquiry.
- A soft inquiry does not impact your credit score.
- A hard inquiry does have some impact to your credit score.
Customers who apply for a PPA, EZ-PPA or a lease energy plan, Sunnova will check your credit with a soft inquiry, and it will remain as a soft inquiry even if you decide to proceed with the agreement.
If you are applying for a loan solar plan, and decide to proceed with the agreement, your soft inquiry will convert to a hard inquiry within 30 days of the sale. The conversion to a hard inquiry for loans is a credit bureau requirement that Sunnova is unable to bypass.